Terms of Use
Edition 2026-10-30.1. Documents approved. Contractual acceptance is not enabled.
These documents have been approved. Account acceptance will be requested when enabled for this release.
Operator and scope
CapitalWave Inc. provides CapitalBOS for education and simulated capital-markets operations. These terms govern individual use. An institution's separately signed agreement governs its purchase and institutional processing obligations; an individual account does not authorize its holder to bind an institution.
Eligibility and accounts
Accounts are for people aged 18 or older. Provide accurate account information, protect credentials, and use only your own authorized account. Institution enrollment and operational desk permissions do not grant teaching or administrative authority. You are responsible for actions you authorize through your account.
Educational use and license
Subject to these terms and any applicable institutional license, CapitalWave grants a limited, nonexclusive, nontransferable right to use the service for authorized learning. CapitalWave and its licensors retain their respective rights in software, scenarios, documentation and other materials. No right to redistribute, resell or commercially reproduce protected content is granted without written permission; mandatory statutory rights and third-party licenses remain unaffected.
Acceptable use
Do not bypass access controls, impersonate others, disrupt the service, scrape private records, upload malicious content, or introduce real customer financial data, confidential trading information, payment credentials or unnecessary sensitive information. Approved institutional roster data may be provided only with the necessary authority and notice. Use supplied fictional sources for exercise work.
Teaching responsibilities
Instructors and administrators must access learner records only for authorized purposes, protect exports, keep individual reports off shared classroom displays, and record observations fairly. Do not describe automated scores alone as verified professional competence. Review access and enrollment before sharing a cohort link or exporting records.
Your records and privacy
You retain rights you hold in your submitted material. You authorize processing needed to provide and secure the requested service and authorized institutional teaching functions. Personal information is described in the Privacy Notice. This clause is not consent to marketing or optional tracking. Educational records, operational audit and acceptance evidence may be retained under applicable policies, contracts and legal obligations; resets do not erase records.
Service limitations
The Educational and Simulation Disclaimer forms part of these terms. The service may change or be temporarily unavailable. To the extent permitted by applicable law and any governing institutional agreement, the service is provided without a promise of uninterrupted operation, error-free content, suitability for a particular production workflow or a particular learning or employment outcome.
Suspension and liability
CapitalWave may restrict access reasonably necessary to address misuse, security incidents or loss of institutional authorization. Restrictions do not imply deletion of retained records. To the extent applicable law permits, CapitalWave excludes liability for indirect or consequential losses arising from use of the educational simulation. Nothing excludes liability or statutory rights that cannot lawfully be excluded. Any separately negotiated institutional remedies remain governed by that agreement.
Updates and questions
Material contractual changes will be presented for renewed acceptance where appropriate. Each accepted edition is identified by version and retained with acceptance evidence. These terms do not establish an arbitration agreement or select a court or governing jurisdiction. Direct questions through the Contact and Privacy Requests page.